Big Blue Huddle

Quote from: gregf on March 15, 2022, 06:08:31 PM
Bob, ( or any others)what's your take on the 4% rule of withdrawing your money?  He's my scenario.  During the pandemic, we had 3 coworkers about 50 all die within one month. A good friend of mine, 50 at the time, up and quit at this point. He and his wife pooled all their money and a plan to draw 7% indefinitely if the past returns continue.
      My plan is to budget 50% retirement with my pension and to draw 5 to 6% from 401k for the rest.  More money comes in when I can collect social security.  Also, if my returns do poorly. I dont anticipate spending  lavishly when I'm 75.   
      Anybody else have advice on withdrawal rate?


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Financial Advisor here 30 years of experience.

The 4% withdrawal rate is based on living until age 95 with 2% inflation and 5% growth rate. I

Great listen and great job guys!


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So sorry to hear this. Tom lived very close to me. We had lunch many times over the years.

Rest In Peace my friend.


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Quote from: Grime Time on September 28, 2019, 08:36:21 PM
Sole owner of the MLB Rookie record as a true rookie.   So amped!!  Us Mets fans don

Quote from: The Chief on July 26, 2018, 06:33:43 PM
Thanks for the video.

What handsome fellows!

Are you sure those guys aren't actors you hired to play you? 

I concur Chief. Hopefully a famous Hollywood Director sees this video. Could be stars in the making!


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What does this team do with JPP?

Do you agree that the Giants need three new starting LBers next year?  Will - Mike - Sam.

Quote from: AP44 on September 22, 2017, 11:07:30 PM
Pat and Ed,

I may not have been clear with my question. I was not referring to Eli running a 2 minute offense all game. I understand Pat's point about. My point is exactly as it seems. If we are going to run the 11 offense 90% of the time. Just let Eli call the plays. We dont have to snap the ball within 10 seconds, what I would like is to get to line within 10 seconds, let Eli do what he does best and see the defense and call a play. You can still take 30-35 seconds for each play, but lets get to the line and not let the defense substitute or be able to make their audibles.

Nothing is worse than huddling with the same formation, play after play. If we did go from an 11 to a 12 formation, all you need to do is tell Eli the formation, and let him pick the play. I understand he has the ability to change which side the play is run or from a pass to run and vice versa  but his audibles are usually predetermined.

Just let him call the play as he sees fit. If there is one strength to Eli is that he knows what he is saying and he is very smart. I think Ben limits what he can do.

We do know the play calls are made by the OC/HC. Eli has the authority to change the play at the LOS. Victor Cruz was asked once how often does that happen? He said "about 50% of the time".


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Quote from: AP44 on August 17, 2017, 08:57:02 PM
If the OL struggles again this year, it makes no sense bringing back both Pugh and Richburg.

I hate to be the bearer of bad news. But the Giants are a win now team. I think it will be hard pressed for them to win in about 3-4 years. Getting rid of Eli after this year makes no sense. Havign Webb take over in 2 years means you have the most inexperience player battling for a SB? Good luck.

This year and next year are SB contending years.

No team wants to be in a position where they need to rebuild their entire OL across every position.  I think resigning Richburg and Pugh will be a priority this offseason. They are not great players but they are certainly more stable than both tackles are.


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I agree.  Besides there is no chance the Giants sacrifice their Draft for a luxury position like another TE.

Quote from: LarryD on March 28, 2017, 07:55:48 AM
Good point. It be interesting to know of the last 10 first round picks how many were players which Reese had visits with.

Amukamara stated that he never heard or met with anyone from the Giants. So in that case, the team didn't bother with extensive due diligence because they thought he would be a Top 10 pick.

In another regime - Phillips also stated he never heard from the Giants either.


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Quote from: MP21WAYS2PAY on March 28, 2017, 06:37:02 AM
CO, somehow I missed your post and Bob's respose and wrote the same thing.  We must share the same conspiratorial mindset.

2016
Titans trade up to 8 to take Conklin
Bears trade up to 9 to take Floyd
Giants take Apple at 10

2013
49ers trade up to 18 to take Eric Reid
Giants pick Pugh at 19

2012
Bucs trade up to 31 to take Doug Martin
Giants draft David Wilson at 32

The clearest example here is the Bears, who were at 11, and moved up to 9.  The only reason for them to move up was to get in front of the Giants, therefore, they knew the Giants would select Floyd.  Did they know that because Jerry Reese was drooling on his shoes at Floyds pro day?  I don't know.  But the Bears were convinced enough by something to give up their 4th round pick.  The case of Doug Martin may have been due to Mike Sullivan joining Tampa before the draft and spilling the beans. 

Telegraphing may be as basic as the GM as tracking the GMs visits.  It was well documented that Reese only attends a hand full of pro days, and last year that included Floyds, the year before was Flowers.  It is not unreasonable to expect the Giants realized that gives other teams a clear indication of who the team is targeting, and this year they decided to throw everyone off the scent by feigning interest in another player.

What the Giants do is no different than what any other team does. Teams know what players the Giants are interested in as any junior GM can figure that out. There is no mystery to team's weaknesses and players they would be interested in to fill those gaps.

Do you really think that JR flew to Vanderbilt to create a "smokescreen"? Quite the stretch ...


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Quote from: MP21WAYS2PAY on March 27, 2017, 04:33:08 PM
Maybe after years of having telegraphed their  player targets and watching teams swoop in front of them to take their players, the Giants have gotten smart snd started blowing smoke.

I am curious.  What have the Giants done or said that would be considered "telegraphing"?  About 100% of the media stuff surrounding Draft picks are articles like Ranaan's.
If you read the article closely, Jordan is basing his so-called "prediction" on two things: Reese was at his Pro Day and talks with league sources.  There is no "inside" leak from anyone in the Giants' organization that he has referred to.  Besides, what scout would spill the beans to a reporter like Ranaan that they are focusing in on Cunningham?

As others have alluded to - this is just one of many predictions that will be focusing on who the Giants might draft.  But if the truth be told, Ranaan doesn't know anymore about who the Giants are going to draft than anyone on this Board.

Quote from: MightyGiants on March 27, 2017, 10:10:30 AM
http://www.espn.com/blog/new-york-giants/post/_/id/51267/zach-cunningham-would-be-fine-selection-for-giants-in-nfl-draft

There were 60 scouts representing 26 teams at his Pro Day.  So does that mean that all 26 teams would like to draft Cunningham?  Jordan - being at a Pro Day means there is interest in learning more about the prospect. But it has little correlation with that player actually being drafted. 1st Rounders Amukumara and Phillips have stated that they never once heard from any rep from the Giants.

Quote from: MightyGiants on March 27, 2017, 11:52:30 AM
I am having a hard time wrapping my head around the McCaffery pick.   What does McCaffery bring to the team that isn't already covered by Vereen and Perkins?

I agree.  Three different east/west RBs with the addition of MCaffery?  The Giants need a north/south, run-between-the-tackles guy to compliment Vereen and Perkins.  The signing of Perkins probably resulted in McCaffery being off the Giants' Board.

As to Cunningham - he would be a fine addition as a pass rushing Will. But that would also mean the Giants are handing the starting OLT job to Flowers in hopes he will rub a genie's bottle and miraculously be endowed with quick, nimble feet and lateral agility. They could go into the 2nd and 3rd Round to grab some depth at OLT, but I don't see anyone who would be nothing more than a developmental guy at that ledger.

Quote from: Hadron on March 17, 2017, 05:55:09 PM
Reaching for need is not the best approach.

That may have been true years ago. But the new CBA changed all that. Teams can no longer stockpile talent at one position because they will be gone several years later.

So although you are right ... teams have to draft for need and that does lead to problems.


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