Tipping

[LennG]

The credit card surcharge is what really annoys me. All small businesses now do it, where for years it was the cost of doing business. I don't carry cash except for emergency. I use Apple Pay for everything.

I haven't carried cash in years lalso, but I do charge everything to earn points/miles/cash-back. I charge everything even if it is a container of milk. In the end, it all adds up and it does really help us to fly and cruise.

[DaveBrown74]

It's old school and unnecessary, but for whatever reason I just prefer to have about $100-$200 in cash on me when I'm out and about. I have had maybe one or two times in the last year when it has actually come in handy. Obviously, if I lost my wallet it would be worse with the money in there than without it, but I frankly haven't lost my wallet in at least 20 years.

[LennG]

 I remembered a couple of other places where we always tip

When we travel and we use curbside check-in at the airport, we ALWAYS tip the guys who handle our luggage. Or else, who knows where those bags could end up.     

As most know, we cruise all the time, so if we use a porter that handles any of our luggage, especially before boarding our ship, again, tipping here is a must (at least we think so) or your luggage could end up somewhere else. (Not really, but would you want to take that chance?). If we are on a long trip, we usually have several heavy bags, so when we disembark the ship and gather our luggage, we usually use a porter to take the luggage out to either our car, UBER station, or taxi to an airport, tipping here is also a very good idea.
If you ever use a Red Cap to handle your luggage, again, tipping is expected and we always comply.